Edit KS10 online free, or download the PDF
KiwiSaver Opt-Out Form: KiwiSaver opt-out request (KS10)
Step 1: the official PDF opens in a new tab. Save it with the download button, then come back to this page.
or drag the file onto this page
- ✓ Official current version
- ✓ Free download, no account
- ✓ No card, no trial
- ✓ Never uploaded
KS10 in short
The KS10 is the paper form to opt out of KiwiSaver after your employer automatically enrolled you in a new job. You can opt out from day 14 to day 56 of the new job, or later in limited cases. It is also used by a minor who was enrolled without the right consent.
| Issued by | Inland Revenue (Te Tari Taake), New Zealand |
|---|---|
| Current version | April 2020 (checked 2026-10-25) |
| Who fills it in | New employees who were automatically enrolled and do not want to be KiwiSaver members, and people who were enrolled under 18 without the needed consent of a parent or guardian. You cannot opt out if you joined KiwiSaver by choice. |
| Who receives it | Your employer, or Inland Revenue. For a late opt-out or a minor incorrectly enrolled, Inland Revenue decides. |
| Where to send it | Within 8 weeks, give the form to your employer. For a late opt-out, Inland Revenue says to send it to the address on the form: Inland Revenue, PO Box 39090, Wellington Mail Centre, Lower Hutt 5045. You can also opt out in myIR. |
| Deadline | On or after day 14 and on or before day 56 of starting the new job. You cannot opt out in the first 13 days. A late request is only considered if received within three months from the day Inland Revenue receives your first contribution. |
| Fee | No fee. |
| Official links | Official page · Official PDF |
How to fill out KS10, line by line
| Section A, Q1 to Q5 | IRD number, name, address and contact details Your IRD number, title, first names, surname, postal address and phone numbers. Email is optional. |
| Section A, Q6 | Bank account details Bank, branch, account number, suffix and account holder name, so Inland Revenue can refund any KiwiSaver money it holds. If you do not have them, the form says to send it anyway. |
| Section A, Q7 | I wish to opt out of KiwiSaver Sign and date this box. |
| Section B, Q8 to Q10 | Employment details Your employer's IRD number, business name and the date you started the job. Ask your employer for their IRD number if you do not have it. |
| Section C, Q11 | Late opt-out reason Only if you opt out more than eight weeks after starting the job, or you are a minor who was incorrectly enrolled. Give the reason. Under 16s attach written consent from a parent or legal guardian. |
Common mistakes to avoid
- Sending the form in the first 13 days of the job. Opt-out starts on day 14.
- Waiting past day 56 without a reason that fits the late opt-out rules.
- Using KS10 after joining KiwiSaver by choice. If you opt in, you cannot opt out.
- Forgetting that each new job means opting out again. The form says you need to do it every time you start new employment.
- Leaving out the employer's IRD number and start date in section B.
- A minor under 16 sending the form without a parent or guardian's written consent.
Questions about KS10
When can I opt out of KiwiSaver?
From day 14 to day 56 after you start a new job, if you were automatically enrolled.
Can I opt out online?
Yes. Inland Revenue says you can opt out in myIR from the KiwiSaver account panel, under 'More...', if you are eligible.
Do I get my contributions back?
Yes. Your employer refunds what it still holds, and Inland Revenue refunds what it received. Inland Revenue says a refund generally takes 30 working days.
What counts as a late opt-out?
The form lists cases such as not getting the KiwiSaver information pack within seven days, events outside your control, or being incorrectly enrolled under 18. It must reach Inland Revenue or your employer within three months of Inland Revenue receiving your first contribution.
Where do I send a late opt-out?
To Inland Revenue, PO Box 39090, Wellington Mail Centre, Lower Hutt 5045.
Is the 2020 form still current?
Yes. In October 2026 the Inland Revenue opt-out page links to KS10 2020 as the download.
Related forms
Tools for this form
Sources
Checked against the official sources on 2026-10-25. PDF Editor Hub is not affiliated with the Inland Revenue or any government agency. This page is general information, not legal or tax advice.